Download ho3 iso special form 2018

Marine Cargo Claim Form - Inland. Marine Stock through Put Claim Form. Errors and Omissions Insurance - Claim Form. Liberty Hospi-cash Connect Policy - Claim form. Cashless Preauthorization Request Form. Claim Form.

Commercial Vehicles Package Policy Wordings. Liability Only Policy Wordings. Private Car Package Policy Wording. Two Wheeler Package Policy Wording.

Home Connect. Machinery Breakdown - Policy Wording. Machinery Loss of Profits - Policy Wordings. Large Risk - Policy Wordings. Petro Chemical Policy Wording. Marine Stock through Put Policy Schedule with wordings. Open Policy Conditions. Specific Policy Conditions. Turnover Policy Conditions.

Errors and Omissions Insurance - Miscellaneous - Policy wordings. Errors and Omissions Insurance - Construction - Policy wordings. Livestock and Pet Connect Policy Wordings. Liberty Group Health Policy. Liberty Group Personal Accident. Group Hospicash Connect Policy Wordings.

Janata Personal Accident Policy Wordings. Liberty HealthPrime Connect - Prospectus. Group Hospi Cash Prospectus. Liberty Group Health Policy - Prospectus. Liberty Complete Protect Group - Prospectus. On the property side, the HO does not extend coverage to or for:. In some ways, the HO is preferrable to the HO-4, but in some it is not. Deciding which to use depends on the specifics of the insured.

The current HO program addresses by excluding cannabis only on the liability side applying the controlled substances exclusion. On the property side, there was no apparent need to address cannabis because it was illegal to own or grow.

Because states are beginning to allow medical and even recreational possession and use of marijuana, ISO feels the need to address the exposure. With this endorsement, the carrier can extend bodily injury and property damage protection for legal liability arising from the cannabis exposure when used in accordance with the law.

Illegal possession, use, sale, etc. Specified Other Structure s Exclusion — HO 06 21 As ISO explains, this new optional exclusion allows the underwriter to exclude property coverage on a specified other structure s.

The ability to exclude one or several other structures gives the underwriter the ability to write an account they would gladly write but for the age, condition, use or whatever of an other structure on the premises. Examples given in the filing include a dilapidated old shed, garage, barn or silo.

The theft exclusion applies to all property coverage parts A, B and C. Within the last major multi-state filing in , ISO introduced the HO 06 07 — Limited Coverage For Theft of Personal Property Located in a Dwelling Under Construction which is being revised by this filing to provide theft coverage for personal property inside a dwelling under construction.

But there was never an option for theft of real property Coverage A and B once the property was attached to the dwelling. This new endorsement allows theft coverage for real property covered under Coverage A or Coverage B. Both endorsements extend protection on an actual cash value ACV basis. As the endorsement name suggests, the HO 06 91 changes the valuation method for all building structures located at a premises that is not the residence premises to replacement cost.

It requires the structures to be specifically listed to garner coverage. Like the HO 06 91, replacement cost is applicable only to other structures that are buildings walled and roofed. And like with the HO 04 91, with the introduction of this endorsement, the HO 04 92 is renamed to indicate it provides coverage on an ACV basis.

The new endorsement requires only that the water:. Both the HO 04 95 and the HO 06 95 will remain available for use. Other Insured Locations s — HO 24 02 ISO recognized there is currently no means to specifically identify or schedule other locations owned or rented by the insured with respect to liability coverage. For example, there is no current ability to extend coverage to land on which structures other than dwellings may be present. Rental options such as Lime and Bird have put people on motorized scooters within busy cities without requiring proof of competence.

Riders have taken on a liability risk that was not covered by either the HO or the personal auto policy PAP. Within this filing, the HO 24 13 — Incidental Low Power Recreational Motor Vehicle Liability Coverage Endorsement has been revised to provide coverage for owned and non-owned vehicles meeting certain requirements, including motorized bicycles, motor-assisted bicycles and motorized scooters.

The revised HO 24 13 endorsement will read this is the exception to the exclusion :. In the absence of the HO 24 13, the insured has coverage for the use of a non-owned vehicle designed for recreational use off public roads including motorized bicycles, motor-assisted bicycles and motorized scooters. But there is no coverage for owned vehicles such as these when used off the premises.

Protection is still in force for other types of non-owned and owned vehicles, such as Barbie Jeeps, etc. Motorized Bicycle and Motorized Scooter Liability Exclusion — HO 24 04 As the name suggests, this fully excludes the use of motorized bicycles and scooters whether owned or non-owned. Because the insured has coverage for non-owned vehicles designed for recreational use off public roads regardless of where they are being used, the insurance carrier can use the HO 24 04 to delete coverage for all vehicles other than those used to assist the handicapped while in active use of assisting the handicapped or parked on the insured premises.

Within the HO 00 14 the new Contents Comprehensive Form , coverage for motorized scooters is bicycles is expressly granted. This endorsement can be used to remove that grant of coverage.

However, this endorsement allows the insured to pick an aggregate limit for personal injury claims. This appears to be designed for use with the HO 00 14 because it grants coverage for personal injury arising out of home-sharing activities which is automatically covered by the HO 00 14 but not other HO forms. This endorsement provides personal injury protection but is not subject to an aggregate limit. Consumers regularly receive direct mail from the utility detailing the fact that insurance does not cover damage to utility lines damaged by various causes.

Because agents are often asked about this exposure and lack of coverage, carriers requested ISO create an option to provide such protection.

Coverage extends to utility lines owned by the insured or not owned by the insured if the insured is responsible for the line due to a municipal or commercial utility service contract or agreement. Rates appear to be company specific and are adjusted based on the age of the dwelling.

Homes over 45 years old see the rate for this coverage doubled. ISO revised forms and endorsements with this filing. According to some carriers this revised wording removed coverage the insured should or could reasonably expect. Current wording will not or might be interpreted to not provide protection to the insured homeowner.

To remedy this apparent lack of coverage the insured had in previous forms and that might or should be reasonably expected by the insured, ISO rearranged the definition. Application for Provider Registration Application to become a continuing education provider.

Application for Course Certification Application for certification of prelicensing or continuing education course. Course Assignment Form Allows an existing provider to assign the right to give its course to another existing provider. Both must have active provider registrations. Provider Audit Affidavit Used only by continuing education providers. Discount Health Care Program Operator Marketers Form Use this form to provide a list of the marketers authorized to sell or distribute the program operator's program under the program operator's name, and a list of the marketing entities authorized to private label the program operator's programs.

Follow the instructions within the form for completion. Biographical Form and Certification of License Qualification Following A Change of Control Use this form to report changes to control of a licensed insurance agency; or to report new individuals to be associated with or disassociated from a currently licensed insurance agency. Agency address change request form Rev. Follow the instructions within the form.

Certification of independence and qualifications of the reviewer. Custodial Agreement Review Checklist. Addendum to Biographical Affidavit. Cybersecurity Checklist. CCRC 1a - Application for authority to offer continuing care in residence services. Annual Verification of Fidelity Bond Coverage management contractor employees. Appointment certification for a temporary license. Texas Fingerprint Service Code Form Used by applicants for fingerprinting process to identify Texas as the recipient of results and as authorization.

Title insurance agent or direct operation renewal application Rev. Title insurance licensing biographical information Rev. Escrow officer appointment Rev. Title insurance agent or direct operation appointment Rev.

Title licensee: continuing education credit request. Escrow Officers Schedule Bond Rev. Title insurance agent or direct operation change request form Used for Title Agency information updates Rev.

Application for title insurance agent or direct operation license Rev. Suspected Insurance Fraud Reporting form for Consumers. Group Annuities Checklist. Individual Deferred Annuities Checklist. Single Premium Immediate Annuities Checklist. Variable Annuities Checklist. Group Life Insurance Checklist.

Individual Term and Whole Life Checklist. Universal Life Insurance Checklist. Variable Life Insurance Checklist. Corporate Owned Life Insurance Checklist. Fraternal Filings Checklist. Private Placement Filings Checklist. Annuity and Life Applications Checklist. Accelerated Death Benefits Checklist. Additional Insured's Checklist. Guaranteed Living Benefits Checklist.

Index-Linked Crediting Features Checklist. Life Exclusions Checklist. Life Illustration Certification and Notification Checklist. Market Value Adjustments Checklist. Prepaid Funeral Filings Checklist. Return of Premium Checklist. Waiver of Premium Checklist. Life Settlement Forms Checklist. Noninsurance Benefits Checklist. Advertising Product Review Checklist. Life and Health Transmittal Form.

Advertising Transmittal Checklist and Certification Form. Advertising Annual Certification of Compliance. Credit Insurance Deviation Request Form.

Life Settlement Provider Data Report. Small Employer Carrier Status Certification. Large Employer Carrier Status Certification. Application Package - Web Enterable.

Application Package. Other Professional Degrees A. Other Post-Graduate Education B. Other Work History C. Other Current Hospital Affiliations D. Other Previous Hospital Affiliations E. Other Practice Locations F. Malpractice Claims History G. Historically Underutilized Business. New Employee Notice covered and non-covered employers shall notify their employees of coverage status, in writing.

New Employee Notice Covered and non-covered employers shall notify their employees of coverage status in writing. Prior Authorization of Health Care Services. Prior Authorization of Prescription Drugs. Notice Regarding Certain Work-Related Communicable Diseases and Eligibility for Workers' Compensation Benefits law enforcement officers, fire fighters, emergency medical service employees, paramedics, and correctional officers.